1. Information we collect
wiseloansapp.com collects information you provide directly when you complete Wise Loans application form, contact our editorial team, or subscribe to updates. This may include: name, email address, phone number, ZIP code, monthly income range, loan amount requested, and loan purpose. We also collect technical data automatically: IP address, browser type, device identifiers, and pages visited.
2. How we use information
We use information collected through wiseloansapp.com to:
- Connect you with the company and other participating lenders for loan application processing
- Respond to editorial inquiries
- Improve site content and user experience
- Comply with applicable legal and regulatory obligations
- Detect and prevent fraud, abuse, or misuse of the site
3. Information sharing
When you submit a Wise Loans application through this site, we share the application data with Wise Loans (Essential Lending, Inc.) and, where applicable, other lender partners in our network. These partners use the information to evaluate your loan application under their own privacy policies, which we encourage you to read.
4. Cookies and tracking
wiseloansapp.com uses cookies and similar technologies to operate the site, remember preferences, measure performance, and serve relevant content. You can control cookies through your browser settings. See our Cookie Policy for details.
5. Your rights
Depending on your state of residence, you may have rights to access, correct, delete, or restrict processing of your personal information. California, Colorado, Virginia, Connecticut, and other state residents may have additional rights under their respective privacy laws. To exercise these rights, contact [email protected].
6. Data security
We implement industry-standard administrative, technical, and physical safeguards to protect personal information collected through this lender application form, including TLS encryption in transit. No system is 100% secure, however, and we cannot guarantee absolute security.
7. Children's privacy
wiseloansapp.com is not directed at children under 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, contact us immediately.
8. Changes to this policy
We may update this privacy policy from time to time. The "last updated" date at the top of this page reflects the most recent revision. Material changes will be highlighted at the top of the page for 30 days.
9. Contact us
For privacy questions related to this site, contact [email protected]. For privacy questions related to your service loan account, contact Wise Loans directly at [email protected] or .